Insurance in and around Duluth
Protect the life you've built
Great insurance and a great value

Would you like to create a personalized quote?
- Duluth
- Hermantown
- Proctor
- Esko
- Cloquet
- Carlton
- Saginaw
- Barnum
- Moose Lake
- Hinckley
- Two Harbors
- Floodwood
- Cromwell
- Minnesota
- Wisconsin
- St. Louis County
- Carlton County
- Douglas County
Let Us Help You Create A Personal Price Plan®
Help protect what's important to you - your loved ones, vehicle, etc. - with the fantastic insurance that State Farm offers. Agent Nikki Roy can help you develop a Personalized Price Plan® that's right for you. And don't forget to ask about the safe driving rewards, bundling options and discounts!
Protect the life you've built
Great insurance and a great value

Got An Objective In Mind? Let Us Help You Get There
But your automobile is just one of the many insurance products where State Farm and Nikki Roy can help. Do you operate a business in the Duluth area or want to be your own boss? Navigating the complicated world of small business insurance? Nikki Roy can make it easy to find the insurance you need to protect what you’ve worked so hard to achieve. And we also offer a number of liability insurance options to guard the ones you love in the event of an illness or injury.
Simple Insights®
Ways to make your traffic merging safer on roads
Ways to make your traffic merging safer on roads
For safer merging, you should never assume other motorists will make room for you. Read these tips from State Farm to help prevent merging collisions.
Money market account vs. money market fund: Which is best for you?
Money market account vs. money market fund: Which is best for you?
Learn the difference between a Money Market account and Money Market fund.

Simple Insights®
Ways to make your traffic merging safer on roads
Ways to make your traffic merging safer on roads
For safer merging, you should never assume other motorists will make room for you. Read these tips from State Farm to help prevent merging collisions.
Money market account vs. money market fund: Which is best for you?
Money market account vs. money market fund: Which is best for you?
Learn the difference between a Money Market account and Money Market fund.